BAC A BANK supports next generation

August 07, 2023 | 21:00
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With the new 2023-2024 school year here, many banks have launched individual credit packages for education and training purposes, with BAC A BANK exclusively offering attractive products and programmes to parents and students of the TH School system.
BAC A BANK supports next generation
Parents want peace of mind when it comes to educational establishments for their children

Tuition discount incentives for payment with international credit cards and unsecured loans are among the initiatives being offered by BAC A BANK for the new school year, as it attempts to support TH School parents and manifest investment into future generations.

Specific products have also been created. The Dream School personal credit product offers unsecured loans to individual customers to pay tuition fees during students’ study at TH School, with preferential lending rates in flexible tenure.

In addition, loyal customers of BAC A BANK also enjoy a special promotion for their children or grandchildren who wish to enrol at one of TH School’s campuses. The incentives apply to all levels of education at TH School’s three campuses: Chua Boc and Hoa Lac in Hanoi, and the complex in Vinh of central Nghe An province.

Incentives include free school services such as bus and lunches, donation of laptops and tablets, or direct deductions from tuition fees up to VND60 million ($2,500).

BAC A BANK supports next generation

TH School parents can use the BAC A BANK MasterCard international credit card to pay tuition and other fees for their children. They also can register for interest-free instalments with flexible terms and competitive conversion fees. Besides that, customers are refunded 1 per cent of the amount.

The incentives are applied to transactions of only VND10 million ($415) or more, while support via multichannel payment is also used, bringing customers convenience as they can conduct transactions anywhere in a quick, convenient, and safe manner.

At the same time, parents who register for TH School tuition instalment payments via international credit card will receive outstanding utilities with discounts, fee waivers, accumulation of points for gift exchange, and cashback privileges depending on the type of card owned.

Hoang Huong Giang, a 38-year-old engineer in Hanoi, said that her family has two children studying in an international school in the city.

“Our family’s current financial condition can meet their schooling now, but I am also worried with a third child now starting his first grade. With the existing economic downturn, to ensure that all three children can enjoy the same international schooling, we have to make more careful consideration about choosing a school for them,” Giang said.

After much consideration, she decided to transfer her children to TH School in the previous school year. “I am satisfied because the older children still continue with the Cambridge international programme like the previous school without any interruption,” Giang said.

“The youngest can now study with his siblings as the family wishes. We are also gratified because we can enjoy many preferential tuition fees from programmes associated with BAC A BANK,” Giang added.

A representative of BAC A BANK said, “At the TH School system, children who study international curricula still absorb the national culture through the Vietnamese programme. They can grow up with their family without having to study abroad too early. This is a long journey that needs a solid financial foundation. We would like to share this legitimate desire, and we are committed to accompanying TH School’s parents with a long-term strategy.”

“We have the desire to contribute to bringing generations of Vietnamese students with an educational environment of international standards, imbued with Vietnamese identity,” the representative added. “The bank wants to help the students to realise their dream of becoming a global citizen of future generations.”

Established in 1994, BAC A BANK has been focussed exclusively on providing investment consultancy for the high-tech agricultural sector.

By late 2022, BAC A BANK’s bad debt continued to be well controlled, with a ratio of 0.55 per cent, down by 0.22 per cent as compared to 2021. Its profit before tax reached VND1 trillion ($43 million), completing 103.2 per cent of the business plan assigned by its AGM.

Investment consulting activities have continued to be promoted for projects related to high-tech agriculture, healthcare, education, and tourism.

BAC A BANK is also the investment consultancy for many large-scale agricultural projects, such as TH Group’s $1.2 billion dairy cow farm and milk processing plant in Nghe An province, and its $2.7 billion high-tech dairy farming and milk processing complex in Russia, which is currently under construction.

BAC A BANK supports next generation

Established in 2016, TH School aims to bring up international-standard pupils in Vietnam, and has taken the lead in applying international programmes such as IPC, IGCSE, and AS/A Levels. These programmes have been widely used by many international-level schools.

The school is using Cambridge-standard English-language curricula that is successfully applied worldwide for millions of students.

With an optimal learning programme combining 80 per cent of classes taught in English and the remainder for Vietnamese subjects including literature, history, geography, and civic education, TH School students are exposed to the full international education, while strongly preserving the core values of Vietnam.

For more information about schooling incentives offered by BAC A BANK and TH School: or

Customer care line: 1800 588 828

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