lending

Interest rates on downward trajectory

July 02, 2025 | 11:01

Persistently low volumes in collateralised open market operations lending, and the central bank’s steady net withdrawals, have underscored a surplus of VND liquidity in the banking system, bolstering market confidence and driving interbank rates to fresh lows.

Lending could increase amid volatile forex market

April 17, 2025 | 07:00

Strong domestic growth is set to fuel a surge in lending, expected to pave the way for the State Bank of Vietnam to balance its policy tools and lay the groundwork for a further 0.03-0.08 per cent decline in average lending rates across the system.

Banks face difficulties in balancing capital raising and lending

December 13, 2024 | 11:47

Banks often use their charter capital to compensate for a capital shortage, as lending exceeds capital raising.

Financial institutions adjust real estate lending tactics

May 16, 2024 | 17:13

Recent adjustments in lending terms by various banks signal a broader effort to adapt financial products to Vietnam’s evolving real estate sector.

Lending slowdown threatens to delay real estate recovery

March 26, 2024 | 11:37

Commercial banks are taking a firm grip on lending activities, especially for the real estate sector.

Bank stocks remain lucrative

October 13, 2023 | 15:25

Bank stocks remain appealling to investors despite the recent market uncertainty.

Credit bubble risk reality as banks hit lending capacities

July 18, 2023 | 08:00

The availability of cheap capital has the potential to fuel subprime projects and activities, leading to a credit bubble risk for the economy.

Businesses hoping for flexibility with lending conditions

April 17, 2023 | 19:00

Businesses are still up against it when it comes to applying for bank loans, even though Vietnam’s central bank has cut interest rates several times already this year.

ADB policy expertise lending to rising Vietnam relationship

December 22, 2020 | 17:51

Since its resumption of operations in Vietnam in 1993, the Asian Development Bank (ADB) has been part of the country’s success story.

Non-bank lending an emerging solution

December 15, 2020 | 13:35

Non-deposit-taking lenders are becoming an optimal solution for smaller enterprises that cannot access bank loans, as well as a crucial factor to improve the supply chain in Vietnam.

NA member urges legal framework for lending apps

November 04, 2020 | 12:29

A National Assembly delegate urged the legislative to pass a new legal framework for lending applications in Vietnam to resolve the rising problem of usury.

High-end lending in higher demand

July 08, 2020 | 08:00

The young and increasingly affluent population of Vietnam has been spurring great demand for quality wealth advisory services and financial solutions, with a number of banks aiming to support their customers to thrive during both planned and unanticipated moments in life.