Bank stocks face cautious optimism as VN-Index eyes year-end recovery

Bank stocks face cautious optimism as VN-Index eyes year-end recovery

Despite strong profit growth and record credit expansion, cautious sentiment persists towards bank stocks, as investors weigh risks and earnings quality in Vietnam’s anticipated year-end market rebound.
Banks urged to reduce costs to cope with NIM drops

Banks urged to reduce costs to cope with NIM drops

To ensure net interest margin (NIM), banks are often choosing to raise output interest rates for borrowers but reduce the ability to fulfill debt obligations, while the central bank has also requested cuts in admin and expenses.
Commercial bank NIM status following projections

Commercial bank NIM status following projections

The recent decline in net interest margin of commercial banks has been deemed not as significant as anticipated, with some smaller-scale banks showing improvements on the issue.