lending rates

Interest rates on downward trajectory

July 02, 2025 | 11:01

Persistently low volumes in collateralised open market operations lending, and the central bank’s steady net withdrawals, have underscored a surplus of VND liquidity in the banking system, bolstering market confidence and driving interbank rates to fresh lows.

Cheaper lending rates give favour to first-time buyers

May 26, 2025 | 10:05

More attractive loan packages for home buyers are contributing significantly to credit growth, but some snags are holding back supply to the market.

Ensuring credit growth for robust economic development

January 21, 2025 | 16:33

Phung Thi Binh, deputy general director of Agribank, speaks to VIR's Hong Dung about boosting credit growth to drive economic development.

Lowered lending rates to facilitate capital access

November 07, 2024 | 09:27

The fourth quarter is bringing soaring capital demand for production and housing, calling for timely preferential credit and rate cuts to empower businesses and citizens in driving consumption and robust growth

Capacity expands to lower deposit and lending rates

October 04, 2024 | 10:30

The recent decline in exchange rates will provide the State Bank of Vietnam with more room to adjust interest rates in a way that benefits credit growth and stimulates economic expansion.

Lower lending rates stimulating demand for home loans

July 03, 2024 | 18:32

Banks competing over new lending rates under 6 per cent per year have stimulated a resurgence in demand for housing credit.

Low lending rates may boost credit growth

June 19, 2024 | 20:09

A recent bump in deposit rates has not affected lending, which banks hope to keep low to facilitate credit.

BAC A BANK offers preferential lending rates

December 19, 2023 | 14:00

BAC A BANK is to carry out a special short-term interest rate incentive scheme worth $42.2 million and available to businesses from all sectors.

SBV aiming to harmonise monetary market players

October 13, 2022 | 08:00

The State Bank of Vietnam is attempting to stabilise lending rates while also mobilising credit institutions to continue reducing operating costs and support both individuals and businesses.

Rate switches sought to bolster businesses

April 07, 2022 | 13:44

Businesses are advocating for a holistic strategy to support their community to ride out the bumps associated with prospective rising interest rates, including flexible regulations on preferential lending rates mechanisms and extensions for repayment deadlines.