Vietnam’s credit quota seen as safeguard for banking discipline

Vietnam’s credit quota seen as safeguard for banking discipline

Vietnam’s credit quota mechanism is expected to continue playing a key role in balancing growth, risk control, and banking stability in 2026.
Banks raise deposit rates as year-end lending heats up

Banks raise deposit rates as year-end lending heats up

Deposit rates are climbing as banks seek funding amid rising credit demand and tightening liquidity.
Proposed end to gold market monopoly to pave way for new players

Proposed end to gold market monopoly to pave way for new players

The State Bank of Vietnam has proposed the removal of the state monopoly on gold bar production and imports of gold.
Private sector impetus spurs credit overhaul

Private sector impetus spurs credit overhaul

Among the tasks to develop Vietnam’s private sector, diversifying capital sources is deemed a vital influence on commercial banks’ development strategies in the coming period.
Banks remain decisive to push against headwinds

Banks remain decisive to push against headwinds

Credit growth is becoming increasingly difficult to sustain amid mounting external pressures. Nguyen Quoc Hung, vice chairman and general secretary of the Vietnam Banks Association, talked with VIR’s Vy Vy how banks must go beyond restructuring growth models.
Banks race to issue dividends in search for growth

Banks race to issue dividends in search for growth

Record-high stock dividends and capital expansion plans are underscoring bank growth goals for the coming year, reflecting financial health and a widening divide within the sector.
Banks to comply with biometric changes

Banks to comply with biometric changes

Foreign banks operating in Vietnam must complete the biometric verification requirement for transferring funds to personal accounts, with all banks aiming to make verification mandatory for corporate clients this year.
Liquidity pressure “substantial” on Vietnam’s banks

Liquidity pressure “substantial” on Vietnam’s banks

Intense liquidity pressures and surging interest rates are anticipated in the domestic banking sector as the year-end approaches.
Debt recovery methods to be cleaned up

Debt recovery methods to be cleaned up

Commercial banks in Vietnam are grappling with rising loans and regulatory gaps, especially concerning debt recovery and managing real estate collateral, and highlighting the urgent need for clearer guidance on land use and leasing.
Vietnamese banks aim to become among top 100 in Asia

Vietnamese banks aim to become among top 100 in Asia

Credit capacity, low interest rates, and comprehensive digital transformation are key areas that Vietnam's commercial banking system must focus on.
Major commercial banks to lead credit growth in second half of the year

Major commercial banks to lead credit growth in second half of the year

Major commercial banks are readying their resources to lead overall credit growth during the peak season of production, business, investment, and consumption.
Top 10 reputable commercial banks for 2024 unveiled

Top 10 reputable commercial banks for 2024 unveiled

The Vietnam Report JSC on June 10 unveiled its annual list of Vietnam’s Top 10 Reputable Commercial Banks for 2024.
Banks and mutual fund market: partners in growth

Banks and mutual fund market: partners in growth

In recent years, a strong transformation has been witnessed with commercial banks in developing wealth management and investment advisory services. Le Hoai An, a banking consultant and trainer at Integrated Financial Solutions, talked to VIR’s Nhue Man about the mutual fund market in Vietnam.
Lending slowdown threatens to delay real estate recovery

Lending slowdown threatens to delay real estate recovery

Commercial banks are taking a firm grip on lending activities, especially for the real estate sector.
Regaining trust essential to bolster growth of credit

Regaining trust essential to bolster growth of credit

Some banks are at times reluctant to lend, regardless of their financial standing. Tran Ngoc Bau, CEO of WiGroup, a major provider of economic data and fintech solutions, talked to VIR’s Nhue Man about credit bottlenecks in the current context and how to boost credit growth in a healthy manner.
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