Credit risks loom as banks battle rate-cut pressures
September 03, 2025 | 13:16
The State Bank of Vietnam (SBV) has ordered all credit institutions to adopt measures to stabilise and reduce deposit rates.
Draft decree on collateral leaves banks in a paradox
August 26, 2025 | 16:06
A draft decree detailing conditions for the repossession of collateral tied to non-performing loans is currently open for public and institutional feedback.
From provision buffers to bad debt insights
August 26, 2025 | 16:03
Financial statements from Q2 show a continued decline in the non-performing loan coverage ratio, dropping to 79.82 from 80.40 per cent a year earlier.
Roadmap outlined to abolish credit quotas
August 18, 2025 | 11:55
Vietnam is set to pilot the removal of its long-standing credit growth quota from 2026, with its central bank tasked to design a criteria-based roadmap aimed at boosting market openness while also safeguarding financial stability.
Banking sector braces for end of credit room policy
August 18, 2025 | 11:33
Speaking to VIR’s Khanh Linh, Dr. Tran Phuoc Huy, chief of office at the School of Banking and Finance under the National Economics University, analysed the potential impacts and the necessary preparations for this transition phase.
Nationwide banking data "cleanup" boosts digital payment security
August 15, 2025 | 14:52
Vietnam’s banking sector has completed a comprehensive review and verification of all customer records, both individual and corporate, linked to payment accounts using digital channels.
Banks see NPL relief as credit rebounds and Resolution 42 takes effect
July 30, 2025 | 15:50
Banks are seeing NPLs decline, with further relief expected as credit growth picks up and Resolution 42 is formalised to streamline debt recovery.
AI giving Standard Chartered the edge in digital banking
July 07, 2025 | 16:15
Nguyen Ngoc Lan Anh, chief technology and operations officer at Standard Chartered Bank Vietnam, shares key insights on the benefits of AI.
Vietnamese banking sector a rising ASEAN dragon
July 07, 2025 | 12:12
The Vietnamese banking sector is currently defined by a dynamic of cautious optimism. The State Bank of Vietnam has set a high credit growth target of approximately 16 per cent, a figure that stands out in the region and reflects the strong demand for capital from the nation’s burgeoning manufacturing, trade, and recovering real estate sectors.
Groundwork firmly set for banking industry’s digital era
June 26, 2025 | 09:29
Digital transformation in the banking sector will reach a new height from July 1 when a controlled pilot mechanism will take effect.
Vietnamese banks are able to rise to the challenge
June 06, 2025 | 10:03
Vietnam’s digital journey is well underway. The State Bank of Vietnam has set an ambitious target of achieving a cashless economy by 2030.
SBV steps up efforts to clean up bank accounts and boost digital banking
May 27, 2025 | 17:43
Vietnam's banking sector is intensifying its crackdown on fraud, dormant, and unverifiable accounts through stricter regulations and biometric authentication in an effort to enhance data transparency and accelerate digital transformation.
Building banking strategy amidst digital storm
April 28, 2025 | 18:38
With lingering economic uncertainties and unstable macroeconomic conditions, the banking sector is entering a phase marked by tightening budgets.
Banks’ first-quarter profits show cautious optimism
April 28, 2025 | 17:51
Several banks posted solid first quarter results at their AGMs despite the profit challenges ahead.
SAV and ACCA join forces to elevate banking workforce
April 24, 2025 | 18:19
As Vietnam integrates further with the global financial system, an internationally qualified workforce has become a pivotal need for the banking sector to maintain competitiveness and long-term sustainability.
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