Adjustments may be necessary for near-term gains

Adjustments may be necessary for near-term gains

Financial institutions are generally cautious about Vietnam’s economy in the near term, but expect a clearer recovery later this year. CEO of Standard Chartered Bank (Vietnam) Michele Wee spoke with VIR’s Hong Dung about concerns on Vietnam’s monetary policy.
Banks remain wary of low credit growth

Banks remain wary of low credit growth

Overall weak credit demand in the market, with consumption growth still sluggish, is causing banks that do not meet their credit growth targets to have quotas proactively transferred by the State Bank of Vietnam (SBV) to banks with better capabilities.
Businesses wary of rising deposit rates

Businesses wary of rising deposit rates

Although deposit interest rates are increasing, lending rates will remain at current levels as regulatory bodies and commercial banks strive to support businesses in accessing capital.
Central bank targets ongoing price control of gold market

Central bank targets ongoing price control of gold market

Unprecedented measures are being taken to ensure effective management of the domestic gold market and narrow the gap with the global market.
Lending strategies playing part in CASA fluctuations

Lending strategies playing part in CASA fluctuations

A higher current account saving account ratio indicates that a bank has more related deposits.
Sluggish growth and risks abound in banking arena

Sluggish growth and risks abound in banking arena

A handful of banks have released their latest financial figures. Le Hoai An, a banking consultant and trainer at Integrated Financial Solutions, talked to VIR’s Hong Dung about the low profits for some, and potential risks in the industry.
Development highlights in Q1 through expert’s lenses

Development highlights in Q1 through expert’s lenses

Suan Teck Kin from United Overseas Bank talks to VIR’s Hong Dung about Vietnam’s development landscape in Q1 and forex prospects for 2024.
Lending slowdown threatens to delay real estate recovery

Lending slowdown threatens to delay real estate recovery

Commercial banks are taking a firm grip on lending activities, especially for the real estate sector.
Lowering interest rates poses challenges ahead

Lowering interest rates poses challenges ahead

Economic expert Le Xuan Nghia talked to VIR’s Hong Dung about the challenges of reducing such rates in the near future due to uncertainties in adhering to positive principles.
Bancassurance changes in the name of sustainability

Bancassurance changes in the name of sustainability

Le Hoai An, a banking consultant and trainer at Integrated Financial Solutions, talked with VIR’s Hong Dung about the new regulations on bancassurance operations in Vietnam.
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